What if a business or consumer has reached or exceeded the spending limit on their credit card and is unable to make a payment on an item or service? How does the creditor accept payment from the debtor? This is why, along with credit card processing, merchants need to offer ACH payments (short for Automated Clearing…
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Tech Support Merchant Accounts Tops in March
Tech support merchant accounts emerged as the top selling industry in the month of March at Instabill for the third straight month, announced Sales Manager Wendy Jacques. The tech support industry has been Instabill’s top merchant account seller since the final quarter of 2015. How Instabill Does Tech Support Merchant Accounts The industry of PC…
Transact 16 is a Week Away, and You Should Meet With Instabill
It is well known that banks are turning away high risk merchants a little more frequently for a number of reasons. Perhaps it’s because of industry type, exceedingly high volume or imperfect processing history. Instabill has solutions for all three situations which is why you need to stop by Booth #1018 at Transact 16. Partner…
What Makes Credit Card Processing Fees Increase?
You received your credit card processing statement from your bank and noticed the fees have increased. What used to be, for example, 5% is now 6.5%. What makes credit card processing fees increase could be the result of three things. 1. Excessive Chargebacks Too many chargebacks are never good for anyone. And they can affect…
3 Reasons EMV Credit Cards are Not the Silver Bullet
Perhaps we’re dating ourselves by using the ‘silver bullet’ description in referencing the new EMV credit cards. For those not much into 1960s horror films, the ‘silver bullet’ theory describes the only way to kill a werewolf. In terms of the credit card payments industry, fraud is the werewolf, but the new EMV credit cards…
Meet With Instabill at the 2016 CNP Expo
Offering 60-70 percent revenue shares for leads and applications, Instabill’s high risk partnership opportunities will take center stage when it attends the 2016 CNP Expo May 23-26 in Orlando. The 2016 CNP Expo will be held at the Loews Royal Pacific Resort and features more than 1,200 professionals including merchants, payment processors, consultants as well…
Two Reasons Why E-Commerce Startups Fail
When Instabill signs on a new business, it goes without saying that we want it to succeed and thrive. Unfortunately, not all of them do. There are a number of reasons why e-commerce startups fail. For 90 percent of them, however, we see two reasons: A high rate of chargebacks and interruptions in cash flow.…
How E-Commerce Merchants Will Avoid CNP Fraud
Not too long ago there was a great quote on LinkedIn. Or maybe it was Reddit or Twitter, but it read, ‘We can put a man on the moon, but we can’t stop CNP fraud.’ It made me chuckle out loud. Card-not-present fraud has already escalated and is projected to worsen each year for the forseeable…
Why Instabill Podcasts (And You Should Too)
Over the last three months, you’ve likely noticed the Soundcloud bar underneath the title of each of our blogs. We encourage you to click the play button and listen to the Instabill podcasts. Why have we chosen to podcast our blogs and news items? We have three reasons, but generally, it fits our beliefs about…
Reduce Chargebacks With the Best Return Policy
Between Chargebacks and returns, the latter is by far the lesser of the two evils. When it comes to the best return policy, few rival Zappos, which makes it easy for its customers to return items: ready-made labels, free shipping and 24-7 customer support. All the customer needs to do is log on to their Zappos…