About your billing descriptor When you receive account details for a merchant account, one of the most important details you receive is your billing descriptor. What is a billing descriptor? A billing descriptor (sometimes just called a merchant’s descriptor) is a short business description that appears on your customers’ credit card statements. The intent is…
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6 Ways to Reduce Chargebacks
If your business accepts credit cards, sooner or later you’re going to face the dreaded chargeback. Chargebacks can be a significant source of revenue loss–so make sure you understand what they are, how you can fight back and reduce chargebacks. What is a chargeback? When a consumer disputes a credit card charge, the credit card…
Choosing the Right Shopping Cart for Your Online Business
If you run an online store, you need a shopping cart that you can count on to integrate seamlessly with your payment gateway. Instabill’s payment gateway can integrate with virtually any open source shopping cart, and there are many options out there. So how do you choose? The answers to these questions will help you…
For High Risk Merchant Accounts, It's All About the Profits.
Statistics show that around 30% of new businesses will fail to turn a profit. If you run an e-commerce business in a high risk industry, or if you’re an e-commerce start-up, you can’t afford to let a little thing – like the wrong high risk merchant account cut into your profit margins. Here at Instabill,…
Opening a Merchant Account - Getting Started
Whether your business classifies as low- or high-risk, it’s easy to apply for a merchant account through Instabill. By following a few simple steps and submitting some necessary documents, a payment gateway system can be set up and running quickly. After verifying that your business is in legal compliance, your customers can soon begin making…
Why you should care about Instabill's Better Business Bureau A+ rating
Let’s be honest: When it comes to credit card processing-especially high risk merchant accounts you can never be too careful about scams. Your business’ future might depend on choosing the right merchant account solution. You need to be sure that your payment processor is honest, dependable, and reputable. Why? Because you need to get paid…