Our custom high risk merchant accounts are designed to help high risk merchants find the best payment processing options for their retail and e-commerce businesses. Through a diverse network of domestic and offshore banking partners, we can help your business earn a fast approval and start accepting online credit card payments.
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An e-commerce business is often labeled as such for a number of reasons: industry type, high volume or a high chargeback rate.
Need credit card processing services? Need online payment solutions? Instabill is always eager to help merchants find the payment processing they need, regardless of risk level. Take a look at some of the e-commerce industries we work with for more specific information, or contact a live merchant services specialist to apply now.
Expand each section to learn more about obtaining a high risk merchant account.
As a high risk merchant, your best option may be to find an offshore bank that will provide you with a merchant account. Some of the benefits include:
Instabill is partnered with a wide range of international and offshore banks eager to take on new clients. When you submit an application for a high risk merchant account at Instabill, our merchant account managers match you with an acquiring bank that will give you the best merchant account for your business.
Upon approval for your high risk merchant account, you will integrate your website with the recommended payment gateway by your acquiring bank. All customer payments submitted on your website will enter the appropriate payment gateway for processing, and will then be submitted to your merchant account.
No prior payment processing history? Not a problem.
Many acquiring banks decline new e-commerce businesses because they deem them to be too risky. However, we accept applications from startup businesses and work to match them with an acquiring bank that will allow them to accept credit card payments online.
A MOTO merchant account enables merchants to accept credit cards by manually entering them into a payment gateway by means of a virtual terminal. Instabill provides free use of its virtual terminals for qualifying merchants.