We recently received the ultimate compliment, the kind that reaffirms we’re doing our job well and that live, one-on-one support rules the day over e-mail, Skype and other messaging platforms (although we use those too). It was nothing to do with Instabill named among the top high risk merchant services providers for the fifth straight…
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Instabill Among Best High Risk Merchant Services Providers
For the fifth year running, Instabill was named among the Best High Risk Merchant Services Providers by credit card processing industry watchdog CardPaymentOptions.com, announced recently. Instabill received a final grade of A as it was judged in four categories including: Sales and Marketing Costs and Contract Complaints and Service Better Business Bureau rating Having received…
E-Commerce Credit Card Processing: 10 Ways to Protect Your Merchant Account
Mitigating fraud has become very much a part of e-commerce credit card processing, much to some merchants chagrin. Perhaps it’s not how some merchants envisioned running their business when they launched 15-20 years ago, but protection against criminals and unsavory ‘customers’ – in other words, fraud and chargebacks – is a necessity. Every online business…
Is Credit Card Processing for High Risk Businesses Becoming Increasingly Sparse?
Every day we get an influx of telephone calls and e-mails about our solutions for credit card processing for high risk businesses. It’s what we do, and it’s good to know we’re generating the amount of leads that we do. Out of nowhere, we’ve been receiving quite a barrage of inquiries about credit repair merchant…
High Risk Merchant Services Providers are On the Front Lines Against Transaction Laundering
How common is transaction laundering? All high risk merchant services providers will offer similar responses from very to extremely. We’re unable to prove cases of such, but we’d venture to guess that a week doesn’t go by without our account managers receiving 3-5 inquiries from merchants with suspicious websites that show the signs of criminal…
How to lose your merchant account services: Don’t dispute chargebacks
We dismiss any talk that the card brands are making it more difficult to maintain merchant account services, especially if it’s coming from e-commerce merchants. We believe the opposite is happening, that the crackdown on chargebacks over the last two-plus years, is for the greater good; and merchants need to comply or risk losing banking…
‘Retail Equation’ Revelation Has This Merchant Account Provider Cheering
As a merchant account provider, we know it’s not just chargebacks that can get a merchant in trouble with their acquiring bank; too many returns can be damaging also. So when we read in the Wall Street Journal this week about a handful of major retailers that have been using a third party to track…
The Online Threat a High Risk Merchant Overlooks
We’ve written in this space extensively about the online threats that can plague a high risk merchant, whether it’s an e-commerce business or a brick and mortar. All merchants should frankly assume that their sensitive data is consistently under attack, information such as: Customer credit card information which can be sold via rogue websites. Personal…
No Slow-Down in Merchant Accounts for Online Businesses: Should Retailers Worry?
We’ve provided merchant accounts for online businesses since the dawn of online shopping, so we’re always interested at how retail is faring against e-commerce. The demand for internet merchant accounts remains consistently high based on the number of leads we generate. It is no secret that consumers are still increasingly shopping online while the retail…
Protecting Online Credit Card Processing: Going After the Criminals
Considering the current climate, protecting your merchant account is priority No. 1 when you rely on online credit card processing. Taking all the necessary precautions to prevent fraud – fighting chargebacks, examining transactions, clear return policy and billing descriptor – is the least a merchant can do. Fraud hits all e-commerce merchants. We recommend fighting…