If you’re an e-commerce merchant, you might have heard of “open source software.” Free and open source solutions are great for many online businesses–but sorting through the options can be confusing. If you are considering using an open source shopping cart or other open source software, this guide will help answer all your questions. What…
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Can I Get an Offshore Merchant Account Without Incorporating Offshore?
If you run a business that processes credit cards online, you might have considered opening an offshore merchant account. An offshore merchant account can make online credit card processing easier and more profitable, especially if you operate in a high risk industry, like online gambling or adult entertainment, or if you have little or no…
The Perfect Match for Online Dating Merchants
From lonely hearts columns to speed dating–the search for love is endless. Websites such as eHarmony and Match.com have turned Cupid’s arrow into a cursor. Now, love at first sight is just a click away with online dating–and so is applying for an online dating merchant account. As an online dating merchant, you know that…
Payment Processing for Online Gaming Merchants
The real world isn’t free—and neither are the costs of running an online gaming community. With the growing popularity of Massively Multiplayer Online Role Playing Games (MMORPGs), you’re requiring your customers to pay to play. You need secure and reliable online credit card processing services, but getting approved for an online gaming merchant account can…
Penny Auction Merchant Accounts That Keep Up
What makes penny auction merchants high risk? Acquiring banks have many reasons to label your penny auction business as “high risk,” including: High chargeback and refund rates Credit card holders are not present to sign for their purchases Penny auction websites may be perceived as being similar to online scams or frauds. If you have…
Just What the Doctor Ordered for Online Pharmacy Merchant Accounts
If you own an online pharmacy, you’ve probably run into challenges getting approved for a merchant account. Selling prescription medication online means acquiring merchant banks consider your business high risk. Instabill has just what the doctor ordered with our pharmacy merchant accounts. Instabill’s established network of offshore banks has liberal underwriting policies. This allows us…
Standards for e-commerce merchants, payment processors and more
Every industry has its standards to assure safety and quality. The world of online payment processing is no different. If you’re a merchant who needs to accept credit cards online, it’s a good idea to educate yourself about some of the standards that both you and your Internet Payment Service Provider (IPSP) should follow. These…
Top 5 Reasons Your Business Needs a High Risk Merchant Account
Let’s end your merchant account frustration. Feeling frustrated with merchant account providers telling you that your business is “high risk”? There are several reasons banks might consider you a high risk merchant–and none of them need to stop you from getting a merchant account. You know you need a high risk merchant account when: The…
Do These 5 Things to Accept Credit Cards Online
Congratulations! You’re about to launch your website and you’re ready to accept credit cards online for the products or services you offer. And you want to move fast. Paypal is an option, but then you read about merchants being unexpectedly shutdown by the payments giant. It is a risk you cannot afford to take. You…
Mysteries of Online Payment Gateways...Solved!
If you are a merchant who has never processed payments online before, or if you are looking for a new merchant account, you may sometimes feel like you’re learning a new language. Deciphering the payment processing lingo can be dizzying. Instabill’s merchant account glossary is a great place to start for the basics. But some…