3D Secure Processing: Decoding the Three Ds

3D Secure Processing: Decoding the Three Ds

Whether you are an e-commerce veteran or startup entrepreneur, you may be familiar with 3D secure processing — an additional layer of fraud protection provided by certain banks. 3D secure goes beyond simply requiring credit card and customer information by adding a password to the credit card for online payment processing. Only the cardholder and…

Instabill Payment Gateway Integration 101

Instabill Payment Gateway Integration 101

Integrating your e-commerce website with the Instabill Payment Gateway does not require a team of expert web developers. To make the process as painless as possible, we have a variety of integration options–one of which is sure to meet your business’ needs. Instabill Payment Gateway Integration Basics When it comes to the Instabill payment gateway integration,…

Creating a Virtual Terminal Operator

Creating a Virtual Terminal Operator

Are you a mail order/telephone order (MOTO) merchant accepting payments over the phone? Here in the tech department, we often speak with merchants about the flexibility of the Instabill payment gateway. As a merchant, you want as much control as possible over your payment gateway, and with good reason. Being able to secure your customers’…

Declined? Make Sense of Your Declined Credit Card Transactions

Declined? Make Sense of Your Declined Credit Card Transactions

Finally! You’ve gotten approved for a merchant account, picked a shopping cart, and integrated your payment gateway. Now you’re eagerly anticipating approved transactions. But what if your first few transactions are returned with a more disappointing message: DECLINED. When an online credit card transaction is declined, you might assume there’s something wrong with the payment…

Standards for e-commerce merchants, payment processors and more

Standards for e-commerce merchants, payment processors and more

Every industry has its standards to assure safety and quality. The world of online payment processing is no different. If you’re a merchant who needs to accept credit cards online, it’s a good idea to educate yourself about some of the standards that both you and your Internet Payment Service Provider (IPSP) should follow. These…

Top 5 Reasons Your Business Needs a High Risk Merchant Account

Top 5 Reasons Your Business Needs a High Risk Merchant Account

Let’s end your merchant account frustration. Feeling frustrated with merchant account providers telling you that your business is “high risk”? There are several reasons banks might consider you a high risk merchant–and none of them need to stop you from getting a merchant account. You know you need a high risk merchant account when: The…