Whether you are an e-commerce veteran or startup entrepreneur, you may be familiar with 3D secure processing — an additional layer of fraud protection provided by certain banks. 3D secure goes beyond simply requiring credit card and customer information by adding a password to the credit card for online payment processing. Only the cardholder and…
Category: Support and Services
Instabill Payment Gateway Integration 101
Integrating your e-commerce website with the Instabill Payment Gateway does not require a team of expert web developers. To make the process as painless as possible, we have a variety of integration options–one of which is sure to meet your business’ needs. Instabill Payment Gateway Integration Basics When it comes to the Instabill payment gateway integration,…
Creating a Virtual Terminal Operator
Are you a mail order/telephone order (MOTO) merchant accepting payments over the phone? Here in the tech department, we often speak with merchants about the flexibility of the Instabill payment gateway. As a merchant, you want as much control as possible over your payment gateway, and with good reason. Being able to secure your customers’…
Payment Processing Solutions for Debt Consolidation Merchants
In today’s tough economy, more people are finding themselves deep in loan and credit card debt. By mid-2011, consumers in the United States accumulated more than $2.4 trillion in unsecured debt. Not being able to pay your bills can be scary–especially when you’re thousands of dollars in the hole. Debt consolidation merchant accounts allow you…
Your Merchant Account Should Be a Match Made in Heaven
Imagine this: You’ve had your eye on a certain special someone for a while. Getting a merchant account is kind of like entering a romantic relationship. Finally, you gather up your courage and ask this person out on a date. You’re thrilled when she (or he) says yes, so you jump headlong into a relationship.…
Do I Need Good Credit to Apply for an Offshore Merchant Account?
In search of an offshore merchant account, although you may have less than perfect credit? We have good news! You don’t need good credit in order to get approved for an offshore merchant account. Offshore banks do not look at a merchant’s personal credit or their financial standing in order to approve their merchant account.…
Declined? Make Sense of Your Declined Credit Card Transactions
Finally! You’ve gotten approved for a merchant account, picked a shopping cart, and integrated your payment gateway. Now you’re eagerly anticipating approved transactions. But what if your first few transactions are returned with a more disappointing message: DECLINED. When an online credit card transaction is declined, you might assume there’s something wrong with the payment…
Can I Get an Offshore Merchant Account Without Incorporating Offshore?
If you run a business that processes credit cards online, you might have considered opening an offshore merchant account. An offshore merchant account can make online credit card processing easier and more profitable, especially if you operate in a high risk industry, like online gambling or adult entertainment, or if you have little or no…
Standards for e-commerce merchants, payment processors and more
Every industry has its standards to assure safety and quality. The world of online payment processing is no different. If you’re a merchant who needs to accept credit cards online, it’s a good idea to educate yourself about some of the standards that both you and your Internet Payment Service Provider (IPSP) should follow. These…
Top 5 Reasons Your Business Needs a High Risk Merchant Account
Let’s end your merchant account frustration. Feeling frustrated with merchant account providers telling you that your business is “high risk”? There are several reasons banks might consider you a high risk merchant–and none of them need to stop you from getting a merchant account. You know you need a high risk merchant account when: The…