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How South Dakota vs. Wayfair Could Impact High Risk Merchant Processing

How South Dakota vs. Wayfair Could Impact High Risk Merchant Processing

Since we offer high risk merchant processing for e-commerce businesses in a sales tax-free state (New Hampshire), we’re taking particular interest in the South Dakota vs. Wayfair court case. We think many folks in the e-commerce payments industry are paying attention (or should be), since the U.S. Supreme Court will decide whether online retailers should…

Why 3D Secure Online Payment Processing is Made for Visa Claims Resolution

Why 3D Secure Online Payment Processing is Made for Visa Claims Resolution

Our endorsement of 3D secure online payment processing has grown exponentially over the last five years. When it debuted, we loved the concept, but the process needed refining as it caused an epidemic of shopping cart abandonment. We then started reading up on it, and warmed to the concept when we came across the Amtrak-Cardinal…

High risk credit card processors, merchants and acquirers need to collaborate

High risk credit card processors, merchants and acquirers need to collaborate

We feel Visa’s new chargeback handling scheme is going to create a more interdependent relationship among high risk credit card processors, merchants and acquiring banks. With the way the Visa Claims Resolution is structured, which went live last week, the three entities are going to need to depend on one another to mitigate chargebacks and…

Visa ‘Collaboration': Credit Card Payment Processing Merchants Must Be Better Communicators

Visa ‘Collaboration': Credit Card Payment Processing Merchants Must Be Better Communicators

With the Visa Claims Resolution in full effect, credit card payment processing merchants have no choice but to become better communicators. Earlier this week we blogged about the ‘allocation’ process – half of Visa’s new dual workflow approach to resolving chargebacks (which Visa now calls ‘disputes’), effective April 15, in which Visa initially decides whether…

Visa ‘Allocation’ Dispute Protocol Vital to High Risk Merchant Processors

Visa ‘Allocation’ Dispute Protocol Vital to High Risk Merchant Processors

Effective April 15, 2018, there is a new protocol to dispute Visa chargebacks and high risk merchant processors should particularly take note. It is common knowledge that many high risk industries – tech support, online dating, travel or anything subscription billing-related – are labeled that way because of a typically high rate of chargebacks. Visa’s…

Instabill CEO Jason Field Featured on CBS 4 Boston for ‘Operation Airway’

Instabill CEO Jason Field Featured on CBS 4 Boston for ‘Operation Airway’

Instabill Corporation Founder and CEO Jason Field was featured on CBS 4 Boston Wednesday, April 4, regarding his effort in raising funds for Mass Eye and Ear’s ‘Operation Airway,’ centered around his running of the 2018 Boston Marathon Monday, April 16. With an initial goal of raising $15,000 for Operation Airway, Mr. Field has generated…