Blog

How an E-Mail Address Can Indicate Credit Card Fraud

How an E-Mail Address Can Indicate Credit Card Fraud

It’s no secret that online merchants are in a perpetual battle in mitigating credit card fraud. Rates of fraud are escalating because it is a fast-earning, largely anonymous, easy crime to commit. In fact, there are cybercrime ‘businesses’ and hacking groups all over the world, particularly in the eastern Europe and Asia regions, whose missions…

Good news for high risk merchants: Operation Choke Point is waning

Good news for high risk merchants: Operation Choke Point is waning

We had an epiphany the other day, and it’s favorable news for high risk merchants. We wondered when was the last time we wrote about Operation Choke Point, the U.S. Department of Justice’s 2013 effort to deny electronic payment resources to certain high risk industries such as payday lending, guns and ammunition sales and telemarketing,…

Address Verification: When Shipping and Billing Addresses Don’t Match

Address Verification: When Shipping and Billing Addresses Don’t Match

Address verification is a crucial step in the sale of any e-commerce merchant’s product. Without address checks, there is likely a whole lot of fraud happening. We know an online merchant whose red flag goes up whenever he receives an order in which the credit card billing address and shipping address are different. His reaction…

False positive declines are more damaging than chargebacks

False positive declines are more damaging than chargebacks

For all of our e-commerce merchant partners, we’re posing a question: What is worse, suffering chargebacks or false positive declines? According to a recent study by the Vesta Corporation and Javelin Strategy & Research, the answer might surprise you: It’s the latter. The fear of suffering fraud is higher than ever. Online merchants have set…

Why There Will Always Be a Need for E-Cigarette Payment Processing

Why There Will Always Be a Need for E-Cigarette Payment Processing

We think the results of a recent study will lend favorably to the e-cigarette industry and merchants who need e-cigarette payment processing. There’s been a conflict over the last 10 years regarding the long term effects of e-cigarette use. It’s generated many legitimate points and questions such as: Is vaping healthier than traditional smoking? Are…

Business Registrations in Europe are Growing (and we can help)

Business Registrations in Europe are Growing (and we can help)

A short news item came over our e-mail feed on a recent morning about a survey revealing how one-third of U.S. e-commerce business owners have plans to pursue business registrations in Europe. The study, titled Internationalizing Your Brand in 2017, was conducted by Germany-based business development firm Arvato. It gave us cause for excitement and…