How Instabill's Merchant Account Process Works

The Instabill Merchant Account Process

What you need to know about applying for merchant services

Merchant accounts are vital to all e-commerce businesses. They allow merchants to process payments from debit or credit cards through their website, and to collect the funds from those transactions in scheduled payouts. Instabill has been specializing in providing merchant accounts to e-commerce businesses across the globe for more than a decade, and has helped merchants find the processing solutions that are right for their business.

However, the merchant account process can be murky and confusing to those who don’t know about it, and many merchants simply don’t know where to start. Here, we’ve outlined the process or obtaining a merchant account with Instabill, from the initial inquiry to the documents and information you’ll need to complete your application.

If you’re ready to apply for your merchant account or any of our other merchant services, just click the button below to get started.

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Step 1: Applying

The merchant account application at Instabill is free, and can be completed with little effort on your part. Just contact us by phone or online to get in touch with a merchant account manager to start your application.

We’ll need to know a bit about you and your business before we get started, so be prepared to answer a few questions. If you wish to expedite the process as quickly as possible, you can get a head start by making sure you have the following items ready. Domestic merchants will need:

  • EIN SS4 form or W9 form
  • Driver’s license or passport
  • Copy of a voided check

Instabill gladly accepts applications from international merchants as well, however, they’ll need to have a few more items at hand:

  • Photo ID
  • Utility bill
  • Personal bank statements
  • Business bank statements
  • Processing history
  • Proof of domain ownership
  • Certificate of incorporation
  • Articles of association

Step 2: Finding the Right Match

Once your application is complete, our merchant account managers will being working to match you with an acquiring bank. Instabill has formed many partnerships over the years, and with different banks often specializing in different business categories, we can provide customizable merchant accounts to our qualified applicants. Upon finding a match, we’ll accept your application and inform you of the success.

Step 3: Opening the Account and Gateway Integration

After you’re approved and your account is set up, you’ll need to integrate your website with the Instabill payment gateway. We provide a gateway that is PCI compliant and fraud resistant, offering you peace of mind that your valuable financial data is secure. Additionally, we’ll perform the complicated payment gateway integration free of charge.

Step 4: Work With Us for the Life of Your Account

When you work with Instabill, you’ll have the same merchant account manager you applied with monitoring your account throughout its entire life. This means that if you have questions or concerns about your payment processing capabilities, you’ll speak directly with the same person. Instabill can also offer help when it comes to fraud prevention, chargeback advice, and 3D Secure payment processing as well.

Apply Today

Applying for a merchant account has never been easier. Contact us today to learn more or to get started on your application, and you can be up and running with your account in as little as four or five business days.