The Pennsylvania state legislature is one step closer to making online gambling in the state a reality. The House of Representatives will take up the issue as members of the legislature have introduced the matter in the upcoming budget bill. Legalizing the industry in Pennsylvania would make internet gambling legal in four states—with the Keystone State…
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New Feature to Our International Partner Program
I’ve always found that making an attempt to speak and understand someone in their own language goes a long way. People just simply appreciate the effort. Having staffers who are fluent in other languages is a huge advantage for any company, but especially us at Instabill. We are, after all, a global merchant services provider.…
Bitcoin Value Soars to Over 500 USD
For the first time in a year, bitcoin value soared by about 50% to $500 last week, indicating a sharp rise in interest around the globe. With prices for the digital currency lingering below $200 for much of the year, the recent surge tells us that bitcoin is here to stay. With more merchants and…
The Best Source for Quality Content? Our Staff
The 2015 Instabill Blogging Contest is underway. It’s kind of like Boxing Day in the U.K., the day after Christmas when folks trade jobs and gain appreciation for the jobs they perform. For the month of November, our sales staff and anyone else who wishes to take part, will write a blog (or two or…
The One Key to Averting Operation Choke Point
The original plan for this blog post was to list 5 things agents, ISOs and PSPs can do to remain on the good side of the Consumer Finance Protection Bureau and Operation Choke Point. It is no secret the CFPB’s crosshairs are trained on high risk merchants and those companies that provide them credit card…
Slow Start to EMV Processing is Just the Beginning
October 1st was the official start of the EMV era. That’s the date that merchants, financial institutions, and consumers had spent several years preparing for, as the United States welcomed new credit cards, debit cards, and POS systems. However, the initial results observed since the beginning of the month have tempered the expectations of many,…
51% of Merchants Unaware of EMV Liability Shift
Things just keep getting worse for the EMV transition. Due to take effect in October of this year, the EMV liability shift has experienced its fair share of ups and downs. Between consumers not knowing what to do with their new cards and banks not being ready for the shift, hopes of a smooth transition…
E-Commerce Merchant Accounts Are in Danger
Three quarters of point-of-sale merchants in the US either aren’t ready for or don’t know about the EMV liability shift – to take place on Oct. 1, 2015. It has fraudsters and hackers chomping at the bit for the prospects. Once hackers are unable to penetrate the unique chip code EMV cards generate, they will…
6 Ways to Counter Shopping Cart Abandonment
A while back, the online statistics portal Statistia released the top 14 reasons why online consumers abandon their shopping carts during a purchase. Some of the responses were predictable, but other reasons were surprising and largely avoidable. Having a mobile-friendly website is no longer a novelty with an e-commerce site (key word: friendly). It is…
CFTC Forex Credit Card Ban in Effect
The Commodities Futures Trading Commission’s (CFTC) ban on the use of credit cards for U.S. forex transactions, announced in early December, took effect on Saturday, Jan. 31. The forex credit card ban came about to protect ill-informed retail forex investors from fast and mounting debt and was welcomed by members of the National Futures Association.…