Benefits of Having Your Own Free Online Merchant Account

Free online merchant account by Instabill

Why Should You Have Your Own Free Online Merchant Account?

In the modern day, not having an online merchant account to accept credit card payments through a website isn’t feasible. An online business wouldn’t survive without one.

The benefits of a free online merchant account? Let us count them:

Accept credit card payments—any credit card

As we touched upon above, a merchant account enabled a business to accept credit card payments through the business website. A merchant account through Instabill, however, enables merchants to accept not just Visa, MasterCard, AmEx and Discover, but local credit card brands worldwide:


  • Argencard
  • Pago Facil
  • Boletol


  • UnionPay
  • JCB
  • PayEasy

We can also furnish solutions for popular Middle East region credit cards such as OneCard and CashU; or European cards including Maestro, GiroPay and MultiBanco.

The most popular online payment method

What is the most popular payment method of online shopping? It’s credit and debit cards by a longshot, with all the major brands (Visa, MasterCard, UnionPay and JCB) as well as the local brands (Banamex, Maestro and iDeal). Hence, all the more reason to get an online merchant account to accept payments from virtually anyone, anywhere.

There are also online merchant account solutions for merchants to accept e-wallets, e-checks and other money transfer options.

Fast checkout experience

With online merchant accounts, merchants can choose the shopping cart that best fits their checkout needs (we recommend keeping it to a minimum of steps). A fast, easy checkout experience enables merchants to turn first-time customers into repeat customers.

Electronic check solutions

In addition to a merchant account, we recommend merchants offer check payment solutions, particularly if they are considered high risk. If ever an acquiring bank decides to halt processing for a specific industry, a check processing solution can carry a merchant over to their next solution.

Apply for an online merchant account today

With a merchant account from Instabill, merchants pay no fees until they receive an approval and are able to accept credit card payments online. Our fees are industry-competitive and our merchant account managers remain on hand as consultants for the live of the account.

Our online merchant account experts are always up for a conversation at 1-800-530-2444.