Payday Lender Merchant Accounts

For more than a decade, Instabill has been providing high-quality payday lender merchant accounts for e-commerce businesses in the U.S. and abroad. Through a wide network of domestic and offshore acquiring bank partners, we pride ourselves on our ability to provide the best payment processing solutions for payday lending merchants.

Quality Payment Solutions with Fast Approvals

At Instabill, we believe in working fast to deliver solutions that retail and e-commerce merchants need. With our free online application and speedy approval process, we seek to get hard-working merchants up and running with a merchant account in as little as 3-4 business days. If you operate a payday lender business and you’re in need of fast payment processing services, look no further. Contact us online today to get in touch with a merchant account manager.

Apply Now for our New ACH Processing Option

Through a new partnership, Instabill can offer exclusive ACH processing to payday lenders – those licensed by their state and/or in possession of sovereign/tribal agreements – in the U.S. Credit and debit options are not available with this partnership, but Instabill offers several credit and debit card options for payday lending merchants.

Custom Check Solutions for Payday Lenders

Along with ACH payment processing, Instabill has ideal check solutions for payday lenders, including virtual checks and image cash letters. Though similar, virtual checks allow payday loan merchants to input a consumer’s or client’s bank account information into a checkout page, virtual terminal or web API.

Variety of Loan Services

One of the best characteristics of our merchant accounts is flexibility. At Instabill, we can work with most dedicated, hard-working loan merchants to find a payment processing solution. Take a look at the list below to see just a few examples of compatible business types:

• Personal Loans
• Student Loans
• Business Loans
• Mortgages
• Home Equity Loans
• Automobile Loans

Domestic International and Offshore Banking Solutions

Our payday lender merchant account experts will place your business with the best banking options for payday lenders. To get the process started, view our merchant account application list to best prepare you for a fast approval.