Bitcoin has taken the public by storm. It’s not just a hobby for tech enthusiasts anymore, but rather, an investment opportunity. It’s even begun to change the way the payments industry functions, and has caused many e-commerce merchants to open bitcoin merchant accounts. It has emerged as a safer way to spend money online, as…
Blog
How Merchants, Acquirers Win With EU Interchange Fees
Wednesday, Dec. 9 came and went in most parts of the world. In Europe, however, it was a pivotal day in the payments industry. It marked the capping of credit and debit card fees to 0.3 and 0.2 percent on domestic credit and debit transactions, respectively, within the 28-member European Union. This means merchants and…
Instabill Announces New Partner Revenue Sharing Structure
Instabill, a leader in global merchant services, has long preached for ISOs, agents and competing PSPs to send us difficult-to-place merchants because we can find payment solutions for them. Now we’re offering more incentive than ever to do so: 60-70 percent partner revenue sharing for leads and/or applications that begin processing transactions, effective immediately. How Does Instabill’s…
4 Ways to Improve Your Checkout Process
The busiest shopping period of the year is upon us as millions of people around the world hit the stores to buy gifts for their loved ones. For both retail and e-commerce merchants, this time of year can be fruitful as it is hectic—holidays mean higher sales, but there is a greater desire to keep…
3 Things Debt Collection Merchants Can Do About Complaints
It is probably safe to say that the industry of debt collection is never going to have the best reputation. A massive – though necessary – industry, collections merchants are most often dealing with disgruntled consumers who are a lot of things: generally unhappy, sometimes selfish, unresponsive, struggling to pay off debts and irritated at typically high…
Instabill.com Taking Merchant Services a Step Further
If you have visited the Instabill.com website recently, you might see some strange things happening. On one visit, there may be a male model-type straight out of GQ on the home page. On your next visit, you may see photos of random individuals here and there, who are actual Instabill merchant services managers. The new Instabill.com is in the…
5 Safeguards to Take on Cyber Monday
It is warfare between consumers, merchants and credit card issuers against fraudsters this holiday season. With more consumers using the more secure EMV microchip credit cards than ever – but still not enough – fraudsters are looking to capitalize on e-commerce businesses. Cyber Monday, the day where online shopping reaches one of its peaks in…
The 5 Things We’re Thankful For in Online Credit Card Processing
Online credit card processing never stops. But like most businesses in the U.S., we’ll be closed Thursday and Friday for the Thanksgiving holiday, returning on Monday, Nov. 30. November has been a stellar month for e-commerce businesses signing up for merchant accounts with Instabill. We are well on our way to one of our best…
Why Merchants Should Embrace 3D Secure Technology
Different countries – including India and South Africa – have begun to require merchants and credit card issuers to use 3D Secure technology for e-commerce transactions. And there are rumblings that the European Union will soon follow. Could the U.S. be next to mandate 3D Secure? The good folks here at Instabill think so. In fact,…
Holiday Season Brings More Credit Card Photo ID Requests
It’s that time of year again. Shoppers are hitting stores and e-commerce sites in droves, meaning the risk for credit card fraud is more substantial. Luckily, this year we have EMV processing terminals and chip cards in place to help cut out in-store fraud. However, thousands of retailers still lack the proper equipment to facilitate…