Why Recurring Payments and Subscriptions are Here to Stay

Why Recurring Payments and Subscriptions are Here to Stay

I was guilty of thinking that the subscription model had seen better days. I know now that’s not true (forgive my Generation X ways). Merchants are getting creative with recurring payments models – it’s not just magazines, tolls and gym memberships that work well with subscription billing. Recurring payments, according to a recent study by…

Why the FTC is Watching Debt Collection Agencies

Why the FTC is Watching Debt Collection Agencies

When the Federal Trade Commission decided to pay more attention to the practices of collection agencies, it really meant it. A recent news item in Consumer Affairs is all the evidence needed. Apparently, a company called American Municipal Services Corporation, a debt collection agency in Texas that services more than 500 municipalities and collects utility…

Why Cross Border Acquiring Has Become More Difficult

Why Cross Border Acquiring Has Become More Difficult

If you’re are finding it more difficult to get an offshore merchant account, you’re not imagining things. Recent regulation changes from Visa have made the cross border acquiring process a little more complicated for merchants who want or need to process transactions through an offshore bank. Complicated, but certainly not impossible. The cross border acquiring…

A Reminder for 2017: Credit Card Fraud is Alive and Well

We’re not big on New Year’s resolutions here, but there are a few things e-commerce merchants might want to take under consideration, if not already, for 2017 regarding credit card fraud. It’s going to get worse. As a reminder, with the U.S. migrating from credit cards with the magnetic stripe to those with the microchip,…

Why European Merchants Need to Diversify Payment Technology

Why European Merchants Need to Diversify Payment Technology

If a recent survey from our partner Worldpay holds true to form, European merchants are going to have to upgrade their payment technology to accept a number of different payment methods in the coming years. European consumers are going to be paying for their goods and services in several ways, says the survey: mobile phones,…

Why Merchants Need to Know About the Latest Google Update

Why Merchants Need to Know About the Latest Google Update

Google updates often elicit groans and headaches from website owners. They are somewhat disguised by cute names such as ‘Panda’ and ‘Penguin,’ to soften the blow. Then there was ‘Mobilegeddon,’ the Google update which penalized websites in search rankings that weren’t mobile friendly. The latest update, to take effect in 2017, is another doozy: Google…