Top 3 Merchant Services Account Providers

What are the Top 3 Merchant Account Providers?

When searching for e-commerce merchant account providers, you will find hundreds of great results. However, trying to find the best merchant account provider for your online business can be tough. Whether it specializes in providing merchant services to certain e-commerce industries or it offers comprehensive fraud prevention tools, each merchant account provider is unique.

Based on the following criteria, we have compiled a list of the top three merchant account providers most suitable for e-commerce merchants.

  • Merchant account solutions
  • Multi-currency options
  • Merchant services
  • Merchant account fees
  • Application process
  • Account setup time
  • Customer service
  • Technical support


Although Instabill specializes in offshore merchant accounts and providing multiple merchant accounts through one payment gateway, it provides merchant account solutions to the widest range of e-commerce industries worldwide. The following reasons make Instabill the best merchant account provider for Internet-based businesses.

  • Instabill offers credit card processing solutions for Visa, Visa Electron, MasterCard, American Express, Diners Club, Discover, JCB International, Maestro, and China UnionPay.
  • Merchants can process payments in more than 160 currencies, including US dollars, Canadian dollars, Australian dollars, British pounds, euros, and Japanese yen.
  • Since Instabill works with a large network of acquiring banks, it offers competitive and cost-effective merchant account fees.
  • Instabill provides a PCI-compliant payment gateway that its in-house team of technicians built and maintains.
  • Its payment gateway supports more than 40 shopping carts and offers six FREE shopping cart modules, making integration a breeze.
  • It works with trusted acquiring banks across the Americas, Europe, and Asia so you can consolidate your multiple merchant accounts to one gateway.
  • Its additional merchant services include fraud and chargeback prevention, help obtaining SSL certificates for your website, discounted PCI Compliance services with a free website scan, and assistance in obtaining an offshore incorporation for your business.
  • Instabill prides itself in its in-house customer service and tech support departments, allowing merchants to get help with payment gateway and shopping cart integrations as well as getting answers to credit card processing problems.
  • Most importantly, it works with merchants regardless of geographical location. Instabill has provided some of the best internet merchant accounts to businesses in more than 50 countries worldwide.

ECS World

ECS World is a global merchant account provider that focuses on online businesses in the UK and Europe. Although its focus is UK merchant accounts, it can also provide some of the best merchant services to UK businesses through international merchant accounts. The following reasons make ECS World the best merchant account provider for UK businesses.

  • Similar to Instabill, ECS World also has credit card processing solutions for major credit card brands including Visa, MasterCard, Maestro, Diners Club, JCB, and more.
  • It also has merchant account solutions for some of the most popular e-commerce industries, including PPI claims, payday loans, forex trading, travel agencies, adult entertainment and videos, and online dating.
  • ECS World assists each merchant through the application procedure to make gathering documents a breeze.
  • This merchant account provider offers first-class technical support for its payment gateway.
  • It has solutions for both new and existing businesses.
  • For more information about ECS World, visit them online at

For online business owners, offers some of the best merchant accounts and credit card processing services. The following reasons make ECS World number three on our list of top merchant account providers.

  • Just like Instabill and ECS World, processes payments for major credit card brands including Visa, MasterCard, JCB International, and China UnionPay.
  • does not charge a merchant account application fee.
  • This merchant account provider offers high risk merchant accounts to a wide range of industries including casinos, gambling, cigars, and penny auctions.
  • It has a toll-free telephone number to reach its friendly customer support department.

For more information about alternative merchant account providers, check out our Merchant Account Reviews article section today.